Insurance & Fees

Our intake team will check your insurance coverage before your first appointment.

Some Insurances We Accept

We have in-network and out-of-network providers. We work with many more plans. If you don’t see your insurance plan listed here, give us a call.

Your mental health matters.

Therapy is an investment in your well-being.

Our therapists offer evidence-based therapy.  Quality therapy is rooted in research-supported techniques and compassionate, experienced providers. Click here for more information on choosing the best therapist for you.

Self-Pay Rates

$130 for Individual Therapy
$140 for Couples Therapy
$140 for Specialty therapy 

*Prices Vary By Therapist

Guide to Insurance Plans

Insurance coverage varies by location and provider. Our intake team will connect you with the right therapist.

What is a PPO?

A PPO as an insurance plan without limits. You are covered by out-of-network providers.  You’ll be able to see any of our therapist specialists.
Some of the benefits of using a PPO include:

QUALITY

Many highly trained, experienced therapists to choose from!  You’ll have access to our entire state-wide network!

CHOICE

PPO Plans allow you the right to choose your therapist.  You can also change your therapist at any time.  This flexibility allows you to be in charge of your mental healthcare.

EXPERTISE

Choosing out of network benefits allows you to choose your specialist.  You can choose to see our therapists without having to disclose why to other healthcare providers or coordinate care unless you want to.

SPECIALTIES

You can also see any type of therapist.  This means that you have hundreds of options.  Just some of our 150 specialties include couples therapist, sex therapist, EMDR, neurofeedback and sensorimotor therapy.

NO WAIT LISTS

We offer same week appointments.  We have NO waiting lists and we know that you’ll be seen quickly.  Our clients appreciate that when they’re ready to start that we can get them right in to see a therapist.

APPOINTMENTS MADE EASY

Working with your PPO benefits is super easy!  There’s no referrals necessary from your Primary Care Provider.  This means that you’ll save time and money from the start!  We’ll take care of the paperwork and billing.  We’ll process you claims and make sure there’s never any surprises.

What is an HMO?

A HMO is an insurance plan that has limitations on who you can see.  We take some HMO plans.

Our Matching Experts will help go over your options and help you to find the best choice for you that meets your needs and is on your plan.

Which One is Better?

While either insurance plan can help you see a therapist, a PPO plan ensures that you’ll have the perfect client-therapist fit since you’ll have access to our entire network!

Silver Lake Psychology takes most PPO insurance plans and some HMO plans.  Either way, you only pay a portion of the cost to see your perfect therapist match while we collect the rest from your insurance company and take care of everything.

What is a Deductible?

A deductible is the amount of money you must spend on medical services before your insurance benefit begins.  Each insurance plan’s deductible is different and our Matching Experts can help you to understand your plan.  It’s important to know that any money that you pay towards your therapy services goes towards your deductible.

Some deductibles can be quite expensive.  If you have a high deductible plan you may also have a HSA or FSA account from your employer.  In some instances it may make more sense to pay out of pocket than to pay through your insurance benefits.  Whatever your unique situation, we’ll explain everything and make sure that it’s the best solution for you.  Once your deductible is met, you’ll only have a copay.

** You are responsible for understanding your insurance plan

Our intake team and account managers will check your deductible and copay as a courtesy. We utilize insurance company portals which are not always updated accurately by the insurance companies. Insurance companies should mail you EOB notices, which will let you know right away if your session was covered. You may have access to this information before we do. Our account team will advocate on your behalf. We want your sessions to be covered and will help if your sessions are denied. If your sessions are not covered by insurance, we will offer our lowest self-pay rate. We believe that therapy should be affordable. If insurance does not pay, you will be responsible for payment.

Extra Support

Sometimes you may need additional support, and that’s ok! Silver Lake Psychology is your therapy partner. Our therapists and clients will cooperate to create a custom plan to best point you towards success. If you do need additional services here’s our breakdown:

Homework

one-time set-up fee of $150.00

Your therapist specialist will design a customized therapy plan with out of session tasks and homework to help you achieve your goals and change your life!  You’ll cooperatively track your progress and work together to give you the tools that you need!

Check-Ins between sessions

15 mini sessions, 3 times per week

If you need additional support, your therapist is available to help with more regular check-ins.  If you’re struggling or just need an intensive treatment plan, this is a great way to implement a behavior change or manage a short-term crisis.  Check-ins can be customized and can occur via phone, video, or a combination of the two.  These are paid weekly, as needed.

Email Consulting

Sometimes you may not need a phone call or chat, but an email would work.  No worries!  We’ve set up two different plans that are charged weekly.

3 email responses per week for $70.00
5 email responses per week for $150.00

Billing Questions

How will you know if your sessions are being covered? Your insurance plan should be sending you letters or online notifications to let you know if sessions are covered or not. (Also known as an EOB, Explanation of Benefits). It may take up to 60 days or more for Silver Lake Psychology to be notified if your session was covered. You will probably know before we do.

We want to help get your sessions covered! We will do everything we can to help you! We will file claims, call and advocate on your behalf, and file appeals. We will answer your questions and explain your mental health coverage.

Need Protection from Surprise Medical Bills?